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Elizabeth Allen's avatar

Reading this makes me cry. " freighted with judgement and assumption" that's the daily experience of the people I try to help through financial mentoring are confronted with. The media and particular policiticans always come back to the 'they made bad choices' mantra. Well, yes they did and they're crippled by those bad choices whether it's an abusive partner they're terrified of, past trauma they can't shake off so getting a good night's sleep is impossible, or bad financial decisions like bying a car from a high cost lender and being unable to afford the repayments. Stuck in a freezing cold emergency accommodation motel room with sick kids, or being a single woman on a benefit, unable to live with others because of said trauma and paying 80% of her income on rent. What heartens me is that after the hours of work getting debts into a manageable repayment plan, getting a budget sorted and stuck to, encouragining some who are able back into work, getting clients to believe in themselves and that they are essentially good people, getting irresponsible lenders to back off the bad loans, is that my clients are able to see the light at the end of the very dark tunnel they've been in. The day they no longer need my help is a day to celebrate.

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Wendy Reid's avatar

"Can we find a fairer, more inclusive, more generous way? Or are we going to go on leaning into a cold wind of free market and individual enrichment?" A stark choice. It is time to call it.

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